From bleeding
cash to building
wealth.
Budgetify AI links to your bank and watches your money around the clock. It catches spending that drains you, then helps you save cash before it is gone. No spreadsheets, no willpower needed.
In so far: ₦4.2M earned, ₦4.05M spent.
- Transport34%
- Food26%
- Subscriptions14%
- Transfers16%
You overspend on transport every Friday after payday. That is 5 of the last 6 months.
Set aside ₦40,000 when your salary lands?
Connects securely with the banks you already use
Live with major Nigerian banks today, with more countries on the way.
See it. Stay ahead. Protect more.
Your bank statement shows what you lost last month. Most budgeting apps show what you lost last week. Neither one stops the damage. Budgetify AI watches your money as it moves and steps in while there is still time to act.
It sees every money moving.
Link your account once and Budgetify AI starts tracking every transaction the moment it happens. It sorts your spending, flags subscriptions you forgot about, and learns your habits. Sharp from day one, sharper every week.
- Live transaction tracking
- Forgotten subscriptions surfaced
- Spending patterns it learns for you
Sorted automatically
LiveBolt ride
Transport
Spotify
Subscription
Salary, Acme Ltd
Income
Chicken Republic
Food
It steps in before you slip.
When you are about to blow a budget or repeat last month's mistake, Budgetify AI warns you in time. With your permission, it protects your money before you can spend it.
- Real-time overspend alerts
- Auto-save before money leaks
- Switch to manual approval anytime
Heads up, you are 80% through your Transport budget and it is only the 14th. Want me to ease off?
Salary just landed. I have set aside ₦40,000 toward your goals. Tap to review or undo.
You are paying for 4 subscriptions. 2 have not been used in 60 days. Cancel them?
Make room for what matters next.
Your saved money is secured by licensed partners and increases daily. Watch your balance grow, with full freedom to withdraw instantly.
- Held by licensed partners
- Daily earnings
- Withdraw whenever you need
Protected balance
Earning daily₦312,500
Set a goal.
When life happens.
Budgetify AI got you.
Rent, school fees, a new laptop, a real emergency fund. Tell Budgetify AI what you are saving for and it works toward it every day. When a surprise bill knocks you off course, it re-plans so your goal is still achievable.
Emergency fund
On track₦320,000
of ₦500,000
Re-planned after a surprise ₦35,000 medical bill. Your December target is still safe. No action needed.
Trackers report the past.
Budgetify AI protects your future.
Budgetify AI
What you currently use
Sees across all your banks at once
Bank apps see one
Acts to protect money on your behalf
Trackers just record
Knows before you overspend
Reports come too late
Grows what you save, automatically
Chatbots only talk
Total control, zero cost
Real-time
alerts before a budget breaks, not after
0
ways to capture spending, from automatic to manual
₦0
to start. Saving should never cost you money
24/7
watching your money, even while you sleep
People who stopped watching money disappear.
I connected my GTBank account and within minutes it showed me I was burning ₦60,000 a month on Bolt. I had no idea. Now it sets money aside the day my salary lands.
Bryan Adamu
Product Designer
My income is all over the place from different clients. Budgetify AI finally told me what is actually mine to spend and what to keep back. First time I saved three months straight.
Uche Nwodo
Freelancer
When you run a business, it's so easy to lose track of personal due dates. I was about to spend money I thought was free, but the app sent me a WhatsApp alert reminding me my rent was coming up. Which saved me my whole month.
Divine Okoh
Business owner
Built so you never have to wonder.
Letting software near your money is a big deal. We designed Budgetify AI so trust is not a leap of faith. It is built into how every single action works.
We are not a bank, and that is the point.
Licensed, regulated partners hold and grow your money. Budgetify AI never holds your funds in its own name.
Read-only by default.
Connecting your bank lets Budgetify AI see your transactions, not touch your money. Moving money is a separate permission you control.
Nothing happens behind your back.
Every automated action is yours to pause, undo, or switch to manual approval. You stay in control, always.
Plain-language receipts.
Every move comes with a reason in everyday words, and a record you can check anytime. No jargon, no surprises.
- Connect your bank and see where your money goes
- Real-time overspend alerts
- Automated savings that grow daily
- Whatsapp and SMS notifications
- Goals, budgets and receipt scanning
Questions, answered plainly.
No. Connecting your bank is read-only, so it can see your transactions, not touch your money. Automated saving is a separate permission you switch on, and you can pause it, undo a transfer, or set it to ask you first, anytime.
Switch on manual approval and Budgetify AI will suggest every save and wait for your okay before anything moves. Automation is the default because it is effortless, but you are always in control.
Most major Nigerian banks, such as GTBank, Access, Zenith, Fidelity and Wema, plus leading fintechs like OPay, Moniepoint and PalmPay, all through secure open banking.
Stop overspending. Start growing.
Connect your bank, see where your money is really going in minutes, and let Budgetify AI start protecting what you would have wasted.