From signup to savings, without the effort.
Most money apps wait for you to do the work. Budgetify AI does it for you: it watches, it warns, and with your permission it acts, so saving finally happens without the willpower.
Connect your bank
Link your account once with secure, read-only access. It takes under a minute, and there is nothing to import or maintain. Budgetify AI reads your transactions so you never have to type them in.
- Read-only by default
- Works with major Nigerian banks
- No spreadsheets, ever
Read-only access. Budgetify AI can see your transactions, not touch your money.
Understand your money
Every transaction is sorted automatically, the moment it happens. You see exactly where your money goes, which subscriptions you forgot about, and the patterns that keep draining you.
- Spending sorted automatically
- Forgotten subscriptions surfaced
- Plain-language, not jargon
Sorted automatically
Bolt ride
Transport
Spotify
Subscription
Salary, Acme Ltd
Income
Protect it before you slip
Budgetify AI watches your money around the clock and warns you before a budget breaks. With your permission, it quietly sets safe money aside so it is out of reach before you can spend it.
- Real-time alerts
- Permissioned, reversible actions
- Switch to manual approval anytime
Heads up, you are 80% through your Transport budget and it is only the 14th. Want me to ease off?
Grow what you keep
Money you set aside is held by licensed, regulated partners and grows over time. You keep the growth, you watch it add up, and you withdraw the moment you need it.
- Held by licensed partners
- Your earnings, in plain view
- Withdraw whenever you need
Protected balance
Growing₦312,500
It acts before the damage, not after.
A bank statement tells you what you lost last month. A budgeting app tells you what you lost last week. Budgetify AI steps in while there is still time to do something about it.
You stay in control of every move.
Connecting your bank is read-only. Budgetify AI never moves money without your permission, every action is reversible, and you can see exactly why it did what it did.
Ready to see your money clearly?
Connect your bank and let Budgetify AI start working in the background today.