Questions, answered plainly.

Budgetify AI is a proactive money co-pilot. It connects to your bank, shows you exactly where your money goes, warns you before you overspend, and with your permission protects and grows what you keep.

Create a free account and connect your bank in under a minute. You will see your money story straight away, with no spreadsheets to fill in.

Budgetify AI works best when you connect an account, because that is what lets it understand and act on your money. You can also add expenses manually, but connecting unlocks the real value.

Most major Nigerian banks, such as GTBank, Access, Zenith, Fidelity and Wema, plus leading fintechs like OPay, Moniepoint and PalmPay, all through secure open banking.

No. Connecting your bank is read-only, so it can see your transactions, not touch your money. Moving money is a separate permission you switch on, and you can pause it, undo a transfer, or set it to ask you first, anytime. See how we keep you safe.

With licensed, regulated financial partners, never with Budgetify AI directly. We are the intelligence that decides what is safe to set aside. The partners handle custody and the regulated fund where your money grows.

Switch on manual approval and Budgetify AI will suggest every save and wait for your okay before anything moves. Automation is the default because it is effortless, but you are always in control.

Yes. Your bank connection is read-only, sensitive data is encrypted, we handle it in line with Nigeria's data protection rules, and we never sell it. Read our Privacy Policy.

Yes. The core protection is free for good. You should never have to pay to be saved money. See pricing.

When your protected money earns interest in a regulated fund, we keep a small, disclosed share as the platform fee. That is how the core service stays free, and you always keep the growth.

Yes, anytime. You can request a copy of your data or ask us to delete it and close your account. See your data rights.

You can close your account whenever you like by emailing us. If you have money protected with a partner, you withdraw it first, and we delete your data in line with the law.